/* Atlas Capital Partners funnel, AW concept.
   Brand tokens are Atlas's own (ACP Brand Guidelines v1.1, as carried in Ben's build):
   colours, Inter, 2px corners. The glass, motion and data graphics are layered on top. */
:root{
  --void:#090C11;--surface:#161D25;--ink:#0B0C0E;--paper:#FFFFFF;--bone:#F5F5F3;
  --graphite:#5A6168;--slate:#9AA3AB;--cobalt:#0A3D94;--signal:#2B62D9;--ice:#B5E9FE;
  --coral:#E8836F;--coral-deep:#C2503C;--track:#2A313A;--verified:#167C54;
  --ramp:linear-gradient(90deg,#E8836F 0%,#D9878D 30%,#BD90A5 60%,#A79CC7 100%);
  --font:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  --r:2px;--max:1280px;--gut:clamp(20px,5vw,80px);
  --ease:cubic-bezier(.2,.7,.1,1);
  --nav-h:72px;
}
.acp-light,body{--bg:var(--paper);--bg2:var(--bone);--fg:var(--ink);--mut:var(--graphite);--line:#E4E6E8;--tech:var(--signal);--money:var(--coral-deep);--card:var(--paper);--focus:var(--signal);--btn-bg:var(--ink);--btn-fg:var(--paper);--glass-tint:255,255,255;--chip:11,12,14;--chip-bg:rgba(255,255,255,.72);--chip-on:#fff;--money-bg:var(--coral-deep);--money-fg:var(--paper);--ghost:var(--line);--dot:#D9DDE1;--track-bg:rgba(11,12,14,.08);--g-bg:linear-gradient(155deg,rgba(255,255,255,.86),rgba(255,255,255,.6) 45%,rgba(255,255,255,.72));--g-base:transparent;--g-shadow:inset 0 1px 0 #fff,0 1px 2px rgba(11,12,14,.05),0 30px 70px -34px rgba(10,61,148,.35);--g-rim:linear-gradient(135deg,#fff,rgba(255,255,255,.4) 40%,rgba(11,12,14,.08) 70%,rgba(255,255,255,.9));--g-spec:rgba(181,233,254,.5)}
.acp-dark{--bg:var(--void);--bg2:var(--surface);--fg:var(--paper);--mut:var(--slate);--line:rgba(255,255,255,.1);--tech:var(--ice);--money:var(--coral);--card:var(--surface);--focus:var(--ice);--btn-bg:var(--paper);--btn-fg:var(--ink);--glass-tint:255,255,255;--chip:255,255,255;--chip-bg:rgba(255,255,255,.04);--chip-on:rgba(255,255,255,.1);--money-bg:var(--coral);--money-fg:var(--ink);--ghost:rgba(255,255,255,.28);--dot:rgba(255,255,255,.12);--track-bg:rgba(255,255,255,.1);--g-bg:linear-gradient(155deg,rgba(255,255,255,.15) 0%,rgba(255,255,255,.05) 38%,rgba(255,255,255,.025) 62%,rgba(255,255,255,.09) 100%);--g-base:rgba(9,12,17,.42);--g-shadow:inset 0 1px 0 rgba(255,255,255,.32),inset 0 -1px 0 rgba(255,255,255,.05),0 30px 70px -30px rgba(0,0,0,.65);--g-rim:linear-gradient(135deg,rgba(255,255,255,.6),rgba(255,255,255,.1) 30%,rgba(255,255,255,.03) 55%,rgba(255,255,255,.35) 100%);--g-spec:rgba(255,255,255,.16)}
.acp-bone{--bg:var(--bone);--card:var(--paper)}

*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--nav-h) + 16px)}
@view-transition{navigation:auto}
::view-transition-old(root),::view-transition-new(root){animation-duration:.35s}
body{font-family:var(--font);font-size:17px;line-height:1.65;color:var(--fg);background:var(--bg);font-feature-settings:"tnum","cv11";-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:clip}
section,header,footer,.acp-light,.acp-dark,.acp-bone{color:var(--fg);background-color:var(--bg)}
img,svg{display:block;max-width:100%}
a{color:inherit}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
:focus-visible{outline:2px solid var(--focus);outline-offset:3px}
.wrap{max-width:calc(var(--max) + var(--gut)*2);margin:0 auto;padding:0 var(--gut)}
.narrow{max-width:820px}
.hidden{display:none!important}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
p,li,h1,h2,h3{text-wrap:pretty}
h1,h2{text-wrap:balance}

/* ---------- type ---------- */
.tracked{display:block;font-size:12px;line-height:16px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--mut)}
.display{font-size:clamp(42px,min(6.4vw,10.2vh),96px);line-height:.98;letter-spacing:-.04em;font-weight:600}
h1{font-size:clamp(40px,min(5.4vw,9.4vh),76px);line-height:1;letter-spacing:-.035em;font-weight:600}
h2{font-size:clamp(32px,3.7vw,58px);line-height:1.04;letter-spacing:-.032em;font-weight:600}
h3{font-size:20px;line-height:1.3;letter-spacing:-.012em;font-weight:600}
.lt{font-weight:300}
.lead{font-size:clamp(17px,1.35vw,20px);line-height:1.6;color:var(--mut);max-width:620px}
.risk,.note,.source{font-size:13px;line-height:1.55;color:var(--mut)}
.risk{margin-top:16px}
.source{margin-top:20px;max-width:520px}
.mut{color:var(--mut)}
.num{font-variant-numeric:tabular-nums;letter-spacing:-.04em}
.tech{color:var(--tech)}.money{color:var(--money)}

/* ---------- buttons ---------- */
.btn{position:relative;overflow:hidden;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:var(--r);background:var(--btn-bg);color:var(--btn-fg);font-size:16px;font-weight:600;letter-spacing:-.005em;text-decoration:none;white-space:nowrap;transition:translate .25s var(--ease),background-color .25s,box-shadow .25s}
.btn::after{content:"";position:absolute;inset:0;background:linear-gradient(105deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);transform:translateX(-110%);transition:transform .7s var(--ease)}
.btn:hover::after{transform:translateX(110%)}
.btn:hover{translate:0 -1px}
.btn .ar{transition:transform .25s var(--ease)}.btn:hover .ar{transform:translateX(3px)}
.btn.money{background:var(--money-bg);color:var(--money-fg)}
.btn.ghost{background:transparent;color:var(--fg);box-shadow:inset 0 0 0 1px var(--ghost)}
.btn.block{width:100%}
.btn:disabled{opacity:.45;cursor:not-allowed;translate:none}
.link{font-weight:600;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:2px}
.ctas{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:32px}

/* ---------- glass ---------- */
.glass{position:relative;isolation:isolate;border-radius:var(--r);
  background:var(--g-bg);background-color:var(--g-base);
  -webkit-backdrop-filter:blur(24px) saturate(175%);backdrop-filter:blur(24px) saturate(175%);
  box-shadow:var(--g-shadow)}
.glass::before{content:"";position:absolute;inset:0;border-radius:inherit;padding:1px;pointer-events:none;z-index:2;
  background:var(--g-rim);
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude}
.glass::after{content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;z-index:1;opacity:0;transition:opacity .4s;
  background:radial-gradient(520px circle at var(--mx,50%) var(--my,0%),var(--g-spec),transparent 42%)}
.glass:hover::after,.glass.lit::after{opacity:1}
.glass > *{position:relative;z-index:3}

/* grain on the wave grounds */
.grain::after{content:"";position:absolute;inset:0;pointer-events:none;z-index:0;opacity:.07;mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}

/* ---------- draft notice (Ben's wording, kept whole) ---------- */
.draft{position:relative;z-index:60;background:var(--ink);color:var(--slate);font-size:12.5px;line-height:18px;padding:7px var(--gut);text-align:center}
.draft b{color:var(--paper);font-weight:600}
.draft .more{display:none;margin-left:6px;color:var(--ice);font-weight:600;text-decoration:underline;text-underline-offset:2px}
@media (max-width:760px){
  .draft{text-align:left;display:flex;gap:8px;align-items:baseline}
  .draft .txt{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;flex:1;min-width:0}
  .draft .more{display:inline}
  .draft.open .txt{white-space:normal}
  .draft.open .more{display:none}
}

/* ---------- nav ---------- */
.nav{position:sticky;top:0;z-index:50;background:transparent;transition:background-color .3s,box-shadow .3s}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;height:var(--nav-h)}
.nav.stuck{-webkit-backdrop-filter:blur(20px) saturate(170%);backdrop-filter:blur(20px) saturate(170%);box-shadow:inset 0 -1px 0 var(--line)}
.nav.acp-dark.stuck{background:rgba(9,12,17,.62)}
.nav.acp-light.stuck{background:rgba(255,255,255,.7)}
.nav.acp-dark:not(.stuck),.nav.acp-light:not(.stuck){background:transparent}
.lockup{display:flex;align-items:center;gap:12px;text-decoration:none}
.lockup img{width:36px;height:36px}
.lockup span{font-size:10.5px;line-height:12px;font-weight:600;letter-spacing:.26em;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:30px}
.nav-links a:not(.btn){font-size:15px;text-decoration:none;color:var(--mut);white-space:nowrap;transition:color .2s}
.nav-links a:not(.btn):hover{color:var(--fg)}
.nav-links .btn{min-height:42px;padding:0 18px;font-size:14.5px}
.menu-btn{display:none;min-height:42px;padding:0 16px;border-radius:var(--r);box-shadow:inset 0 0 0 1px var(--line);font-size:14.5px;font-weight:600}
.mnav{position:absolute;left:var(--gut);right:var(--gut);top:calc(var(--nav-h) - 6px);padding:10px;display:grid;gap:2px}
.mnav a{display:block;padding:14px 16px;text-decoration:none;font-size:17px;font-weight:500}
.mnav a:hover{background:rgba(var(--glass-tint),.08)}
@media (max-width:1024px){
  .nav-links a:not(.btn){display:none}
  .menu-btn{display:inline-flex;align-items:center}
  .nav-links{gap:10px}
}
@media (max-width:420px){.nav-links .btn{padding:0 14px}}

/* ---------- wave hero ground ---------- */
.wave-hero{position:relative;overflow:hidden;isolation:isolate}
.wave-bg{position:absolute;inset:-6%;z-index:-2;background-size:cover;background-position:70% 50%;will-change:transform;transform:translate3d(var(--px,0),var(--py,0),0) scale(1.04)}
.wave-hero.acp-dark > .wave-bg{background-image:image-set(url(/assets/wave-dark.webp) type("image/webp"),url(/assets/wave-dark.jpg) type("image/jpeg"))}
.wave-hero.acp-light > .wave-bg{background-image:image-set(url(/assets/wave-light.webp) type("image/webp"),url(/assets/wave-light.jpg) type("image/jpeg"));opacity:.75}
@media (max-width:768px){
  .wave-hero.acp-dark > .wave-bg{background-image:url(/assets/wave-dark-1280.webp)}
  .wave-hero.acp-light > .wave-bg{background-image:url(/assets/wave-light-1280.webp)}
}
.wave-bg.drift{animation:drift 38s ease-in-out infinite alternate}
.wave-bg.paused{animation-play-state:paused}
@keyframes drift{0%{background-position:68% 48%}50%{background-position:74% 55%}100%{background-position:64% 44%}}
.tint{position:absolute;inset:0;z-index:-1;pointer-events:none;opacity:0;transition:opacity .7s var(--ease)}
.tint.bor{background:radial-gradient(70% 90% at 75% 40%,rgba(181,233,254,.32),transparent 70%)}
.tint.inv{background:radial-gradient(70% 90% at 75% 60%,rgba(232,131,111,.34),transparent 70%)}
[data-tint="bor"] .tint.bor,[data-tint="inv"] .tint.inv{opacity:1}
.fade-base{position:absolute;left:0;right:0;bottom:0;height:38%;z-index:-1;background:linear-gradient(transparent,var(--bg))}

/* ---------- hero layout ---------- */
.hero{min-height:calc(100svh - var(--nav-h) - 32px);display:flex;align-items:center;padding:clamp(28px,5vh,72px) 0 clamp(40px,7vh,96px)}
.hero > .wrap{width:100%}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,1fr);gap:clamp(32px,5vw,88px);align-items:center}
.hero .tracked{margin-bottom:clamp(16px,3vh,28px)}
.hero .lead{margin-top:clamp(16px,3vh,28px)}
.hero.compact{min-height:0;padding:clamp(40px,8vh,96px) 0 clamp(32px,6vh,72px)}
@media (max-width:960px){
  .hero{min-height:0;padding:36px 0 56px}
  .hero-grid{grid-template-columns:1fr;gap:32px}
}
.line-mask{display:block;overflow:hidden;padding-bottom:.06em;margin-bottom:-.06em}
.line-mask > span{display:inline-block;text-wrap:balance}

/* doors */
.doors{display:grid;gap:14px}
.door{display:block;text-decoration:none;padding:clamp(18px,2.6vh,28px) clamp(20px,2vw,30px);transition:translate .5s var(--ease)}
.door:hover{translate:0 -3px}
.door .tracked{margin:0 0 10px;display:flex;justify-content:space-between;align-items:center}
.door .tracked i{font-style:normal;font-size:20px;letter-spacing:0;color:var(--fg);transition:transform .35s var(--ease)}
.door:hover .tracked i{transform:translateX(4px)}
.door h2{font-size:clamp(20px,min(1.9vw,3.6vh),27px);line-height:1.18;letter-spacing:-.02em}
.door p{font-size:15px;line-height:1.55;color:rgba(255,255,255,.72);margin-top:8px;max-width:460px}
.door .risk{font-size:12.5px;margin-top:8px;color:rgba(255,255,255,.55)}
.door .go{display:inline-flex;align-items:center;gap:8px;margin-top:14px;font-size:15px;font-weight:600}
.door.bor .go{color:var(--ice)}.door.inv .go{color:var(--coral)}
.door .bar{position:absolute;left:0;top:0;bottom:0;width:2px;z-index:4}
.door.bor .bar{background:var(--ice)}.door.inv .bar{background:var(--coral)}
@media (min-width:961px) and (max-height:700px){.door p{display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}}
.doors.side{grid-template-columns:1fr 1fr}
@media (max-width:760px){.doors.side{grid-template-columns:1fr}}

/* ---------- sections ---------- */
.sec{position:relative;padding:clamp(88px,12vw,168px) 0}
.sec.tight{padding:clamp(64px,8vw,112px) 0}
.head{max-width:900px}
.head h2{margin-top:20px}
.head .lead{margin-top:22px}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(40px,6vw,96px);align-items:center}
.split.top{align-items:start}
@media (max-width:900px){.split{grid-template-columns:1fr}}

/* stat strip */
.stats{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:28px 28px 30px 0;border-top:1px solid var(--line)}
.stat + .stat{padding-left:28px;border-left:1px solid var(--line)}
.stat b{display:block;font-size:clamp(30px,3vw,44px);line-height:1;font-weight:500;letter-spacing:-.04em}
.stat span{display:block;margin-top:12px;font-size:14px;line-height:1.45;color:var(--mut);max-width:220px}
.stat.tech b{color:var(--tech)}.stat.money b{color:var(--money)}
@media (max-width:860px){.stats{grid-template-columns:1fr 1fr}.stat:nth-child(3){padding-left:0;border-left:0}}

/* ---------- data graphics ---------- */
.chart{padding:clamp(24px,3vw,40px)}
.pvp{display:grid;gap:26px}
.pvp-row{display:grid;grid-template-columns:110px 1fr 74px;align-items:center;gap:18px}
.pvp-row span{font-size:15px;color:var(--mut)}
.pvp-bar{height:10px;background:var(--line);border-radius:999px;overflow:hidden}
.pvp-bar i{display:block;height:100%;border-radius:999px;background:var(--slate);width:var(--w)}
.pvp-row.hi .pvp-bar i{background:var(--ramp)}
.pvp-row b{font-size:44px;line-height:1;font-weight:400;letter-spacing:-.05em;text-align:right}
.pvp-row.hi b{color:var(--money)}

.bars{display:grid;grid-template-columns:1fr 1fr;gap:clamp(20px,3vw,40px);align-items:end;height:300px}
.bars .col{display:flex;flex-direction:column;justify-content:flex-end;height:100%}
.bars b{font-size:clamp(30px,3vw,46px);line-height:1;font-weight:400;letter-spacing:-.045em;margin-bottom:14px}
.bars i{display:block;height:var(--h);border-radius:var(--r) var(--r) 0 0;background:linear-gradient(180deg,rgba(43,98,217,.9),rgba(10,61,148,.55))}
.bars .hi i{background:linear-gradient(180deg,var(--coral),rgba(194,80,60,.55))}
.bars .hi b{color:var(--money)}
.bars span{display:block;margin-top:12px;font-size:14px;color:var(--mut);border-top:1px solid var(--line);padding-top:10px}
.halved{display:flex;align-items:center;gap:10px;margin-top:22px;font-size:14px;color:var(--mut)}
.halved b{color:var(--fg);font-weight:600}

.dots{display:grid;grid-template-columns:repeat(13,1fr);gap:clamp(5px,.7vw,9px);max-width:520px}
.dots i{aspect-ratio:1;border-radius:50%;background:var(--dot);transition:background .4s,box-shadow .4s}
.dots i.on{background:var(--coral);box-shadow:0 0 0 4px rgba(232,131,111,.18),0 0 22px rgba(232,131,111,.55)}
.dots-cap{display:flex;align-items:baseline;gap:16px;margin-bottom:24px}
.dots-cap b{font-size:clamp(52px,6vw,84px);line-height:.9;font-weight:300;letter-spacing:-.06em;color:var(--money)}
.dots-cap span{font-size:15px;line-height:1.45;color:var(--mut);max-width:260px}
.gap-graphs{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,56px);margin-top:clamp(40px,5vw,72px)}
@media (max-width:900px){.gap-graphs{grid-template-columns:1fr}}

/* LTV gauge */
.ltv{margin:22px 0 4px}
.ltv-top{display:flex;justify-content:space-between;font-size:14px;margin-bottom:10px;color:var(--mut)}
.ltv-top b{color:var(--fg);font-weight:600}
.ltv-track{position:relative;height:8px;border-radius:999px;background:var(--track-bg)}
.ltv-track i{position:absolute;left:0;top:0;bottom:0;border-radius:999px;background:var(--ramp);width:0;transition:width .5s var(--ease)}
.ltv-track .cap{position:absolute;left:75%;top:-5px;bottom:-5px;width:2px;background:var(--ink);opacity:.5}
.ltv-scale{position:relative;height:18px;margin-top:8px;font-size:12px;color:var(--mut)}
.ltv-scale span{position:absolute;top:0}
.ltv-scale span:nth-child(1){left:0}.ltv-scale span:nth-child(2){left:75%;transform:translateX(-50%)}.ltv-scale span:nth-child(3){right:0}

/* ---------- story timeline (Lee's seven months) ---------- */
.story-scene{position:relative}
.tl{padding:clamp(24px,3vw,40px)}
.tl-top{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap}
.tl-cost b{display:block;font-size:clamp(56px,7vw,104px);line-height:.9;font-weight:300;letter-spacing:-.06em;color:var(--money)}
.tl-cost span,.tl-time span{display:block;margin-top:10px;font-size:13px;color:var(--mut)}
.tl-time{text-align:right}
.tl-time b{display:block;font-size:clamp(28px,3vw,40px);line-height:1;font-weight:400;letter-spacing:-.04em}
.tl-track{position:relative;margin-top:52px;height:46px}
.tl-axis{position:absolute;left:0;right:0;top:20px;height:6px;border-radius:999px;background:var(--line)}
.tl-fill{position:absolute;left:0;top:20px;height:6px;border-radius:999px;background:var(--ramp);width:var(--p,0%)}
.tl-promise{position:absolute;left:0;top:12px;height:22px;width:6.5%;border-radius:var(--r);box-shadow:inset 0 0 0 1px var(--ice);background:rgba(181,233,254,.18)}
.tl-promise em{position:absolute;left:0;top:-20px;white-space:nowrap;font-style:normal;font-size:12px;color:var(--tech)}
.tl-ticks{position:absolute;left:0;right:0;top:40px;display:flex;justify-content:space-between;font-size:11.5px;color:var(--mut)}
.tl-beats{list-style:none;margin-top:44px;display:grid;gap:4px}
.tl-beats li{padding:14px 0 14px 20px;border-left:2px solid var(--line);color:var(--mut);transition:color .4s,border-color .4s}
.tl-beats li.on{color:var(--fg);border-color:var(--coral)}
.tl-beats li b{color:inherit}
.portrait{width:100%;height:auto;aspect-ratio:3/4;object-fit:cover;border-radius:var(--r);filter:grayscale(1) contrast(1.05)}
.quote{font-size:clamp(24px,2.3vw,32px);line-height:1.28;letter-spacing:-.02em;font-weight:300;margin-top:28px}
.quote b{font-weight:600}
.attr{margin-top:18px;font-size:14px;color:var(--mut)}
.attr b{color:var(--fg);font-weight:600}
.story p + p{margin-top:16px}
.story p{color:var(--mut)}.story b{color:var(--fg);font-weight:600}
.lee{position:relative}
.lee .chip{position:absolute;left:16px;bottom:16px;right:16px;padding:16px 18px}
.lee .chip .attr{margin-top:0}
.readmore{margin-top:28px;border-top:1px solid var(--line)}
.readmore summary{list-style:none;cursor:pointer;padding:18px 0;font-weight:600;display:flex;justify-content:space-between}
.readmore summary::-webkit-details-marker{display:none}
.readmore summary::after{content:"+";font-weight:300;font-size:22px;line-height:1}
.readmore[open] summary::after{content:"\2212"}

/* ---------- sticky step scene ---------- */
.steps-scene{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(40px,6vw,96px);margin-top:clamp(48px,6vw,80px)}
.step{padding:clamp(28px,6vh,72px) 0;border-top:1px solid var(--line);opacity:.38;transition:opacity .5s}
.step.on{opacity:1}
.step-n{display:block;font-size:13px;font-weight:600;letter-spacing:.12em;color:var(--tech);margin-bottom:14px}
.step h3{font-size:clamp(22px,2vw,28px);letter-spacing:-.02em}
.step p{margin-top:12px;color:var(--mut);max-width:480px}
.stage{position:sticky;top:calc(var(--nav-h) + 6vh);height:min(520px,calc(100vh - var(--nav-h) - 12vh));align-self:start;overflow:hidden}
.stage .glass{position:absolute;inset:0}
.viz{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:center;padding:clamp(24px,3vw,44px);opacity:0;transform:translateY(16px) scale(.98);transition:opacity .55s var(--ease),transform .55s var(--ease);z-index:3}
.viz.on{opacity:1;transform:none}
.viz-inline{display:none}
@media (max-width:900px){
  .steps-scene{grid-template-columns:1fr}
  .stage{display:none}
  .step{opacity:1}
  .viz-inline{display:block;margin-top:22px;position:relative;height:300px}
  .viz-inline .viz{opacity:1;transform:none}
}
/* the four visuals */
.ring{position:relative;width:min(240px,60%);aspect-ratio:1;margin:0 auto}
.ring svg{width:100%;height:100%;transform:rotate(-90deg)}
.ring .bg{stroke:rgba(255,255,255,.1)}
.ring .fg{stroke:url(#gRamp);stroke-linecap:round;stroke-dasharray:100;stroke-dashoffset:100;transition:stroke-dashoffset 1.4s var(--ease)}
.viz.on .ring .fg,.viz-inline .ring .fg{stroke-dashoffset:22}
.ring-c{position:absolute;inset:0;display:grid;place-items:center;text-align:center}
.ring-c b{display:block;font-size:clamp(48px,5vw,72px);line-height:1;font-weight:300;letter-spacing:-.05em}
.ring-c span{display:block;font-size:12.5px;color:var(--slate);margin-top:6px;max-width:150px}
.viz-cap{margin-top:22px;text-align:center;font-size:13px;color:var(--slate)}
.stages{list-style:none;display:grid;gap:10px;max-width:360px;margin:0 auto;width:100%}
.stages li{display:flex;align-items:center;gap:14px;padding:14px 16px;border-radius:var(--r);background:rgba(255,255,255,.05);box-shadow:inset 0 0 0 1px rgba(255,255,255,.08);font-size:15px;color:var(--slate)}
.stages li i{width:10px;height:10px;border-radius:50%;box-shadow:inset 0 0 0 1.5px var(--slate);flex:none}
.stages li.done{color:var(--paper)}.stages li.done i{background:var(--ice);box-shadow:0 0 0 4px rgba(181,233,254,.15)}
.stages li.now{color:var(--paper);box-shadow:inset 0 0 0 1px rgba(181,233,254,.55);background:rgba(181,233,254,.08)}
.stages li.now i{background:var(--ice);animation:pulse 1.6s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(181,233,254,.6)}100%{box-shadow:0 0 0 12px rgba(181,233,254,0)}}
.months{display:grid;grid-template-columns:repeat(12,1fr);gap:6px;align-items:end;height:150px;max-width:420px;margin:0 auto;width:100%}
.months i{display:block;border-radius:var(--r) var(--r) 0 0;background:linear-gradient(180deg,var(--ice),rgba(43,98,217,.4));height:var(--h);transform-origin:bottom;transform:scaleY(0);transition:transform .6s var(--ease) calc(var(--d) * 60ms)}
.months i.warn{background:linear-gradient(180deg,var(--coral),rgba(194,80,60,.4))}
.viz.on .months i,.viz-inline .months i{transform:scaleY(1)}
.months-x{display:flex;justify-content:space-between;max-width:420px;margin:10px auto 0;width:100%;font-size:11.5px;color:var(--slate)}
.build{max-width:420px;margin:0 auto;width:100%}
.build-row{display:flex;justify-content:space-between;font-size:13px;color:var(--slate);margin-bottom:10px}
.build-track{position:relative;height:12px;border-radius:999px;background:rgba(255,255,255,.08);overflow:hidden}
.build-track i{position:absolute;top:0;bottom:0;left:0;border-radius:999px}
.build-track .a{width:42%;background:var(--slate)}
.build-track .b{left:42%;width:0;background:var(--ramp);transition:width 1.4s var(--ease) .5s}
.viz.on .build-track .b,.viz-inline .build-track .b{width:46%}
.build-keys{display:flex;gap:18px;margin-top:16px;font-size:12.5px;color:var(--slate)}
.build-keys span::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:8px;vertical-align:middle}
.build-keys .k1::before{background:var(--slate)}.build-keys .k2::before{background:var(--coral)}

/* ---------- bento ---------- */
.bento{display:grid;grid-template-columns:repeat(6,1fr);gap:14px;margin-top:clamp(40px,5vw,64px)}
.tile{grid-column:span 2;padding:28px 28px 30px;border-radius:var(--r);background:var(--card);box-shadow:inset 0 0 0 1px var(--line);transition:translate .45s var(--ease),box-shadow .45s}
.tile:hover{translate:0 -3px;box-shadow:inset 0 0 0 1px var(--line),0 24px 50px -30px rgba(10,61,148,.35)}
.tile.wide{grid-column:span 3}
.tile h3{margin-top:18px}
.tile p{margin-top:10px;color:var(--mut);font-size:15.5px;line-height:1.6}
.tile .big{font-size:clamp(40px,4vw,60px);line-height:1;font-weight:300;letter-spacing:-.05em;color:var(--tech)}
.sheets{position:relative;height:96px}
.sheets i{position:absolute;left:0;top:10px;width:72px;height:86px;border-radius:var(--r);background:var(--paper);box-shadow:0 0 0 1px var(--line),0 10px 20px -12px rgba(11,12,14,.3);transition:transform .6s var(--ease)}
.sheets i::before{content:"";position:absolute;left:12px;right:12px;top:16px;height:4px;border-radius:2px;background:var(--line);box-shadow:0 10px 0 var(--line),0 20px 0 var(--line),0 30px 0 rgba(43,98,217,.35)}
.sheets i:nth-child(1){transform:translateX(0) rotate(-6deg)}
.sheets i:nth-child(2){transform:translateX(46px) rotate(2deg)}
.sheets i:nth-child(3){transform:translateX(92px) rotate(8deg)}
.tile:hover .sheets i{transform:translateX(46px) rotate(0)}
.pulse-line{height:96px;width:100%}
.pulse-line path{fill:none;stroke:var(--tech);stroke-width:2;stroke-dasharray:420;stroke-dashoffset:420;transition:stroke-dashoffset 1.6s var(--ease)}
.tile.seen .pulse-line path{stroke-dashoffset:0}
@media (max-width:980px){.bento{grid-template-columns:1fr 1fr}.tile,.tile.wide{grid-column:span 1}}
@media (max-width:600px){.bento{grid-template-columns:1fr}}

/* who it's for */
.rows{margin-top:clamp(40px,5vw,64px);border-top:1px solid var(--line)}
.rowi{display:grid;grid-template-columns:80px minmax(0,1fr) minmax(0,1.2fr);gap:24px;align-items:baseline;padding:30px 0;border-bottom:1px solid var(--line);transition:padding .4s var(--ease)}
.rowi:hover{padding-left:12px}
.rowi .n{font-size:13px;font-weight:600;letter-spacing:.12em;color:var(--tech)}
.rowi h3{font-size:clamp(22px,2.2vw,32px);letter-spacing:-.025em;font-weight:500}
.rowi p{color:var(--mut)}
@media (max-width:760px){.rowi{grid-template-columns:1fr;gap:8px}}

/* journey line (how it works) */
.journey{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,3vw,48px);margin-top:clamp(48px,6vw,80px);padding-top:44px}
.journey .rail{position:absolute;left:0;right:0;top:9px;height:2px;background:var(--line)}
.journey .rail i{position:absolute;left:0;top:0;bottom:0;width:var(--p,0%);background:var(--ramp)}
.jstep{position:relative}
.jstep::before{content:"";position:absolute;top:-44px;left:0;width:20px;height:20px;border-radius:50%;background:var(--bg);box-shadow:inset 0 0 0 2px var(--line);transition:box-shadow .4s,background .4s}
.jstep.on::before{background:var(--tech);box-shadow:0 0 0 6px rgba(43,98,217,.14)}
.jstep h3{font-size:clamp(22px,2vw,28px);letter-spacing:-.02em;margin-top:6px}
.jstep p{margin-top:12px;color:var(--mut);max-width:340px}
@media (max-width:760px){.journey{grid-template-columns:1fr;padding-top:0;padding-left:40px}.journey .rail{left:9px;right:auto;top:0;bottom:0;width:2px;height:auto}.journey .rail i{width:100%;height:var(--p,0%)}.jstep::before{top:4px;left:-40px}}

/* ---------- calculator card ---------- */
.calc-card{padding:clamp(20px,2.2vw,30px)}
.calc-step[hidden]{display:none}
.calc-h{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.calc-h .tracked{margin:0}
.calc-h .stepper{font-size:12px;color:var(--mut)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips.g2{display:grid;grid-template-columns:1fr 1fr}
.chip-o{position:relative}
.chip-o input{position:absolute;opacity:0;inset:0;cursor:pointer;margin:0}
.chip-o span{display:flex;align-items:center;min-height:44px;padding:9px 14px;border-radius:var(--r);font-size:14.5px;line-height:1.3;background:var(--chip-bg);box-shadow:inset 0 0 0 1px rgba(var(--chip),.16);transition:background .2s,box-shadow .2s,color .2s}
.chip-o input:checked + span{box-shadow:inset 0 0 0 1.5px var(--fg);font-weight:600;background:var(--chip-on)}
.chip-o input:focus-visible + span{outline:2px solid var(--focus);outline-offset:2px}
.chip-o:hover span{box-shadow:inset 0 0 0 1px rgba(var(--chip),.4)}
.fld{margin-top:16px}
.fld > label,.fld > .lab{display:block;font-size:13.5px;font-weight:500;margin-bottom:8px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
input[type=text],input[type=email],input[type=tel],input:not([type]),select{width:100%;min-height:48px;padding:0 14px;border-radius:var(--r);border:0;font:inherit;font-size:16px;color:var(--fg);background:var(--chip-bg);box-shadow:inset 0 0 0 1px rgba(var(--chip),.18);transition:box-shadow .2s}
input:focus{outline:none;box-shadow:inset 0 0 0 1.5px var(--focus)}
input::placeholder{color:var(--mut)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:24px;background:transparent;margin-top:10px}
input[type=range]::-webkit-slider-runnable-track{height:4px;border-radius:999px;background:rgba(11,12,14,.12)}
input[type=range]::-moz-range-track{height:4px;border-radius:999px;background:rgba(11,12,14,.12)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;margin-top:-9px;border-radius:50%;background:#fff;box-shadow:0 0 0 1px rgba(11,12,14,.2),0 4px 12px rgba(11,12,14,.25)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border:0;border-radius:50%;background:#fff;box-shadow:0 0 0 1px rgba(11,12,14,.2),0 4px 12px rgba(11,12,14,.25)}
.result{margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}
.rate{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}
.rate b{font-size:clamp(30px,2.8vw,40px);line-height:1;font-weight:500;letter-spacing:-.045em}
.rate span{font-size:14px;color:var(--mut)}
.warn{margin-top:12px;font-size:14px;line-height:1.45;color:var(--money)}
.cost-rows{display:grid;gap:0;margin-top:8px}
.cost-rows .r{display:flex;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);font-size:15px}
.cost-rows .r b{font-weight:600;text-align:right}
.next{margin-top:22px}
.next ol{margin:12px 0 0 18px;display:grid;gap:8px;font-size:14.5px;color:var(--mut)}
.next b{color:var(--fg)}
.backlink{font-size:13.5px;color:var(--mut);text-decoration:underline;text-underline-offset:3px;margin-top:14px;display:inline-block}
.book-slot{margin-top:20px;padding:18px;border-radius:var(--r);box-shadow:inset 0 0 0 1px var(--line);background:rgba(181,233,254,.12)}
.book-slot h3{font-size:17px}
.book-slot p{font-size:14px;color:var(--mut);margin-top:6px}
.form-error{margin-top:12px;font-size:14px;color:var(--money)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
.check{display:flex;gap:12px;align-items:flex-start;font-size:15px;line-height:1.45;margin-top:14px;cursor:pointer}
.check input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--coral)}
.todo{background:rgba(232,131,111,.18);padding:0 4px;border-radius:2px}

/* investor form */
.inv-card{padding:clamp(22px,2.6vw,34px)}
.inv-card .fld:first-of-type{margin-top:0}
.prog{display:flex;gap:6px;margin-bottom:22px}
.prog i{flex:1;height:3px;border-radius:999px;background:rgba(255,255,255,.14);overflow:hidden;position:relative}
.prog i::after{content:"";position:absolute;inset:0;background:var(--coral);transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease)}
.prog i.on::after{transform:scaleX(1)}
.inv-step[hidden]{display:none}

/* offer / term card */
.term{padding:clamp(24px,2.6vw,36px)}
.term-grid{display:grid;grid-template-columns:1fr 1fr}
.term-grid > div{padding:20px 0 22px;border-top:1px solid rgba(255,255,255,.12)}
.term-grid > div:nth-child(odd){padding-right:20px}
.term-grid > div:nth-child(even){padding-left:20px;border-left:1px solid rgba(255,255,255,.12)}
.term-grid b{display:block;font-size:clamp(30px,3.2vw,48px);line-height:1;font-weight:400;letter-spacing:-.05em}
.term-grid .m b{color:var(--coral)}
.term-grid span{display:block;margin-top:10px;font-size:13px;color:var(--slate);line-height:1.45}

/* lending loop */
.loop-wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(40px,6vw,96px);align-items:center;margin-top:clamp(40px,5vw,72px)}
.loop{position:relative;max-width:460px;width:100%;aspect-ratio:1;margin:0 auto}
.loop svg{width:100%;height:100%;overflow:visible}
.loop .ring-path{fill:none;stroke:var(--line);stroke-width:2}
.loop .ring-draw{fill:none;stroke:url(#gRamp2);stroke-width:3;stroke-linecap:round}
.loop .nodes circle{fill:var(--bg);stroke:var(--signal);stroke-width:1.5;transition:fill .4s}
.loop .nodes text{font:600 13px var(--font);fill:var(--signal);text-anchor:middle;transition:fill .4s}
.loop .nodes g.on circle{fill:var(--signal)}
.loop .nodes g.on text{fill:#fff}
.loop .mid{position:absolute;inset:0;display:grid;place-items:center;text-align:center;pointer-events:none}
.loop .mid .repeat{margin:0;max-width:200px}
.loop-steps{list-style:none;display:grid;gap:4px}
.loop-steps li{padding:22px 0 22px 24px;border-left:2px solid var(--line);opacity:.45;transition:opacity .5s,border-color .5s}
.loop-steps li.on{opacity:1;border-color:var(--signal)}
.loop-steps h3{font-size:clamp(20px,1.8vw,26px);letter-spacing:-.02em}
.loop-steps p{margin-top:8px;color:var(--mut)}
.repeat{font-size:clamp(24px,2.6vw,36px);line-height:1.15;letter-spacing:-.03em;font-weight:300}
.repeat b{font-weight:600}
@media (max-width:860px){.loop-wrap{grid-template-columns:1fr}.loop{max-width:340px}.loop-steps li{opacity:1}}
html:not(.anim) .loop-steps li{opacity:1}

/* protection layers */
.layers{position:relative;display:grid;gap:12px}
.layer{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:22px 24px}
.layer .tick{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:rgba(22,124,84,.12);color:var(--verified)}
.layer .tick svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:24;stroke-dashoffset:24;transition:stroke-dashoffset .6s var(--ease) .2s}
.layer.seen .tick svg{stroke-dashoffset:0}
.layer h3{font-size:18px}
.layer p{margin-top:6px;font-size:15px;color:var(--mut);line-height:1.6}

/* team */
.team{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:14px;margin-top:clamp(40px,5vw,64px)}
.member{padding:26px;display:flex;flex-direction:column}
.member.lead-m{grid-row:span 2;padding:0;overflow:hidden}
.member.lead-m .pic{position:relative;flex:1;min-height:300px}
.member.lead-m .pic img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 20%;filter:grayscale(1) contrast(1.05)}
.member.lead-m .pic::after{content:"";position:absolute;inset:0;background:linear-gradient(transparent 45%,rgba(9,12,17,.92))}
.member.lead-m .body{position:relative;padding:26px;margin-top:-140px;z-index:3}
.mono{width:52px;height:52px;border-radius:var(--r);display:grid;place-items:center;font-size:16px;font-weight:600;letter-spacing:.04em;background:rgba(255,255,255,.06);box-shadow:inset 0 0 0 1px rgba(255,255,255,.14);margin-bottom:22px}
.member h3{font-size:20px}
.member .tracked{margin-top:8px}
.member p{margin-top:14px;color:var(--mut);font-size:15px;line-height:1.6}
.lee-stats{display:flex;gap:28px;margin-top:20px}
.lee-stats b{display:block;font-size:34px;line-height:1;font-weight:400;letter-spacing:-.05em;color:var(--coral)}
.lee-stats span{display:block;font-size:12.5px;color:var(--slate);margin-top:6px}
@media (max-width:960px){.team{grid-template-columns:1fr 1fr}.member.lead-m{grid-column:span 2;grid-row:auto}}
@media (max-width:600px){.team{grid-template-columns:1fr}.member.lead-m{grid-column:auto}}

/* FAQ */
.faq{margin-top:clamp(36px,4vw,56px);max-width:900px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:24px 0;font-size:clamp(17px,1.5vw,20px);font-weight:500;letter-spacing:-.01em}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:12px;height:12px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translate(-3px,-3px);transition:transform .35s var(--ease)}
.faq details[open] summary::after{transform:rotate(225deg) translate(-3px,-3px)}
.faq details p{padding:0 0 26px;max-width:720px;color:var(--mut)}

/* close band */
.close{padding:clamp(96px,13vw,180px) 0;text-align:left}
.close h2{max-width:900px}

/* offer compare (invest hub) */
.offer{padding:clamp(22px,2.6vw,34px);text-decoration:none;display:flex;flex-direction:column}
.offer .k{font-size:clamp(40px,4.4vw,64px);line-height:1;font-weight:300;letter-spacing:-.05em;margin-top:18px}
.offer.eq .k{color:var(--ice)}.offer.ln .k{color:var(--coral)}
.offer h2{font-size:clamp(22px,2vw,28px);letter-spacing:-.02em;margin-top:14px}
.offer p{margin-top:10px;font-size:15px;color:rgba(255,255,255,.72)}
.offer .risk{color:rgba(255,255,255,.55)}
.offer .go{margin-top:auto;padding-top:22px;font-weight:600;display:flex;justify-content:space-between}

/* footer */
.foot{padding:72px 0 48px;border-top:1px solid var(--line)}
.foot-top{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap}
.foot .line{margin-top:16px;color:var(--mut);font-size:15px}
.foot nav{display:flex;flex-wrap:wrap;gap:12px 26px;font-size:15px}
.foot nav a{text-decoration:none;color:var(--mut)}
.foot nav a:hover{color:var(--fg)}
.legal{margin-top:48px;padding-top:28px;border-top:1px solid var(--line);display:grid;gap:8px;font-size:13px;line-height:1.55;color:var(--mut)}
.legal b{color:var(--fg);font-weight:600}

/* mobile CTA bar: steps aside over forms */
.mcta{position:fixed;left:12px;right:12px;bottom:12px;z-index:40;transform:translateY(140%);transition:transform .45s var(--ease)}
.mcta.show{transform:none}
.mcta .btn{width:100%;box-shadow:0 18px 40px -12px rgba(0,0,0,.5)}
@media (min-width:961px){.mcta{display:none}}

/* consent banner (Ben's analytics.js) */
.consent{position:fixed;left:16px;right:16px;bottom:16px;z-index:80;max-width:560px;padding:18px 20px;border-radius:var(--r);background:rgba(9,12,17,.86);color:#fff;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);display:grid;gap:14px;font-size:14px}
.consent div{display:flex;gap:10px}
.consent .btn{min-height:42px}

/* legal prose */
.prose h2{font-size:24px;letter-spacing:-.02em;margin-top:48px}
.prose p,.prose ul{margin-top:14px;color:var(--mut)}
.prose ul{padding-left:20px;display:grid;gap:6px}
.prose a{color:var(--fg)}

/* ---------- motion start states (only when GSAP is running) ---------- */
html.anim [data-rise]{opacity:0;transform:translateY(28px)}
html.anim .line-mask > span{transform:translateY(105%)}
html.anim .doors .door{opacity:0;transform:translateY(24px)}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .wave-bg{transform:none}
}

/* ---------- additions ---------- */
.only-mob{display:none}
@media (max-width:960px){.only-mob{display:inline-flex}}
.calc-hero{align-items:start}
.calc-hero .hero-copy{padding-top:clamp(8px,4vh,48px)}
.calc-title{font-size:clamp(20px,1.7vw,24px);line-height:1.2;letter-spacing:-.02em;font-weight:600}
.calc-title .lt{font-weight:300}
.calc-sub{margin-top:6px}
.cost-rows .big-r b{font-size:20px;letter-spacing:-.02em}
/* Ben's 14 Oct calculator: value + senior debt, two sliders, best/worst case, fee breakdown */
.row2.one{grid-template-columns:1fr}
.sl-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.sl-top label{font-size:13.5px;font-weight:500}
.sl-top b{font-size:20px;line-height:1;font-weight:600;letter-spacing:-.02em}
.sl input[type=range]{margin-top:4px}
.sl input[type=range]::-webkit-slider-runnable-track{background:linear-gradient(90deg,#E8836F,#A79CC7) 0 0/var(--p,0%) 100% no-repeat,rgba(11,12,14,.12)}
.sl input[type=range]::-moz-range-progress{height:4px;border-radius:999px;background:var(--ramp)}
.sl-scale{display:flex;justify-content:space-between;gap:8px;font-size:12px;color:var(--mut)}
.sl-scale b{color:var(--fg);font-weight:600}
.cases{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}
.case{padding:14px 14px 13px;border-radius:var(--r);box-shadow:inset 0 0 0 1px var(--line);background:rgba(255,255,255,.55)}
.case span{display:block;font-size:12.5px;color:var(--mut)}
.case b{display:block;margin-top:4px;font-size:20px;line-height:1.2;font-weight:600;letter-spacing:-.02em}
.case.hi b{color:var(--money)}
.case em{display:block;margin-top:3px;font-style:normal;font-size:12.5px;color:var(--mut)}
.fees{margin-top:14px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.fees summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px 0;font-size:14.5px;font-weight:600}
.fees summary::-webkit-details-marker{display:none}
.fees summary::after{content:"+";font-weight:300;font-size:22px;line-height:1}
.fees[open] summary::after{content:"\2212"}
.fees .cost-rows{margin:0 0 6px}
.fees .cost-rows .r{padding:10px 0;font-size:14px}
.fees .cost-rows .r:last-child{border-bottom:0}
.dev-note{margin-top:10px;padding:10px 12px;border-left:2px solid var(--coral);background:rgba(232,131,111,.08)}
.small-print{margin-top:14px;font-size:12px}
@media (max-width:420px){.cases{grid-template-columns:1fr}}
.calc-card .btn.block{white-space:normal;text-align:center;line-height:1.3;padding-top:12px;padding-bottom:12px}
#valueRow label{display:block;font-size:13.5px;line-height:1.45;font-weight:500;margin-bottom:8px}
.calc-card .cost-rows .r b{white-space:nowrap}
@media (max-width:520px){#valueRow{grid-template-columns:1fr}}
.btn.done{background:var(--verified);color:#fff}
.story-split{margin-top:clamp(40px,5vw,72px);grid-template-columns:minmax(0,1.25fr) minmax(0,.85fr)}
html:not(.anim) .tl-beats li{color:var(--fg)}

.lee figcaption{margin-top:6px}
.why-exist{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr)}
.why-exist .portrait{max-height:640px}
.big-q{font-size:clamp(28px,3vw,44px);line-height:1.15;margin-top:22px}
.cost-pair{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:36px 0 30px;padding:24px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cost-pair b{display:block;font-size:clamp(36px,4vw,56px);line-height:1;font-weight:300;letter-spacing:-.055em}
.cost-pair span{display:block;margin-top:10px;font-size:13.5px;color:var(--mut)}
.gap-graphs.one{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.gap-graphs.one > div{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(24px,4vw,64px);align-items:center}
.gap-graphs.one .dots-cap{margin:0}
.gap-graphs.one .source{grid-column:1/-1;margin-top:0}
@media (max-width:900px){.gap-graphs.one > div{grid-template-columns:1fr}}
.tile.full{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:32px;align-items:center}
@media (max-width:980px){.tile.full{grid-column:1/-1;grid-template-columns:1fr}}
.stage-glow{position:absolute;inset:8% 6%;border-radius:50%;background:radial-gradient(closest-side,rgba(43,98,217,.55),rgba(232,131,111,.25) 55%,transparent);filter:blur(30px);opacity:.9}
.changes{overflow:clip}
.glow-sec .chart,.team-sec .glass{background:linear-gradient(155deg,rgba(255,255,255,.09),rgba(255,255,255,.025) 45%,rgba(255,255,255,.05))}
.glow-sec::before,.team-sec::before{content:"";position:absolute;width:60vw;height:60vw;max-width:820px;max-height:820px;right:-10vw;top:10%;border-radius:50%;background:radial-gradient(closest-side,rgba(43,98,217,.28),rgba(232,131,111,.12) 60%,transparent);filter:blur(40px);pointer-events:none}
.glow-sec > .wrap,.team-sec > .wrap{position:relative}
.wave-card{position:relative;overflow:hidden;background-color:var(--void)}
.wave-card::selection{background:transparent}
.offers-mini{align-self:center}
.offers-mini .offer{background:linear-gradient(155deg,rgba(255,255,255,.1),rgba(255,255,255,.03)),url(/assets/wave-dark-1280.webp) 70% 50%/cover;background-color:var(--void)}
.offers-mini .offer h2{font-size:clamp(20px,1.8vw,24px)}
.offer .go{color:var(--coral)}
.sticky-col{position:sticky;top:calc(var(--nav-h) + 40px)}
@media (max-width:900px){.sticky-col{position:static}}
.booking{min-height:260px;padding:clamp(24px,3vw,40px)}
.thanks-steps{margin-top:clamp(56px,7vw,96px)}
.nudge{animation:nudge .45s var(--ease)}
@keyframes nudge{0%,100%{translate:0}25%{translate:-6px}75%{translate:6px}}
.inv-card .form-error{margin-top:14px}
.stats{position:relative}
.band{padding:0 0 12px}
@media (min-width:961px) and (max-height:720px){
  .hero .lead{font-size:16px;line-height:1.55}
  .hero .risk{margin-top:12px}
  .hero .ctas{margin-top:22px}
}

/* ---------- fixes after the first walk ---------- */
.mnav[hidden]{display:none}
.hero.acp-dark::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:linear-gradient(90deg,rgba(9,12,17,.82) 0%,rgba(9,12,17,.55) 40%,rgba(9,12,17,.08) 72%)}
@media (max-width:960px){.hero.acp-dark::before{background:linear-gradient(180deg,rgba(9,12,17,.7) 0%,rgba(9,12,17,.45) 55%,rgba(9,12,17,.7) 100%)}}
.door.glass,.term.glass{background-color:rgba(9,12,17,.48)}
.nav.acp-dark .mnav{background-color:rgba(9,12,17,.86)}
.nav.acp-light .mnav{background-color:rgba(255,255,255,.9)}
.close.acp-dark::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:linear-gradient(90deg,rgba(9,12,17,.8),rgba(9,12,17,.35) 60%,rgba(9,12,17,.1))}
.offers-mini .offer{background:linear-gradient(90deg,rgba(9,12,17,.94) 0%,rgba(9,12,17,.82) 55%,rgba(9,12,17,.45) 100%),url(/assets/wave-dark-1280.webp) 85% 60%/cover;background-color:var(--void)}
.offers-mini .offer p.risk{color:rgba(255,255,255,.7)}
@media (max-width:900px){.story-split,.why-exist{grid-template-columns:1fr}.why-exist .portrait{max-height:420px}}
.glow-sec,.team-sec{overflow:clip}

/* VSL placeholder (borrow + invest heroes). Laptops: under the intro, left column, with the
   calculator or doors alongside. Phones: after the first button or door, never above it.
   Borrow: inside .hero-copy, flex order drops it below the button on phones.
   Invest: a sibling after the doors, so it sits under them on laptops and phones alike. */
.vsl-in > .vsl{margin-top:clamp(24px,4vh,36px)}
@media (max-width:960px){
  .hero-copy.vsl-in{display:flex;flex-direction:column}
  .vsl-in > .vsl{order:1;margin-top:32px}
}
@media (min-width:961px){
  .hero-grid.has-vsl{grid-template-areas:"copy side" "copy vsl";grid-template-rows:auto 1fr;align-items:start;row-gap:20px}
  .has-vsl > .hero-copy{grid-area:copy}
  .has-vsl > .doors{grid-area:side}
  .has-vsl > .vsl{grid-area:vsl}
}
.vsl{position:relative;isolation:isolate;aspect-ratio:16/9;border-radius:var(--r);overflow:hidden;background:var(--void);display:grid;place-items:center;
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.14),0 34px 70px -36px rgba(9,12,17,.6)}
.vsl::before{content:"";position:absolute;inset:-4%;z-index:-2;background:url(/assets/wave-dark-1280.webp) 62% 50%/cover;opacity:.9}
.vsl::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(9,12,17,.05),rgba(9,12,17,.2) 55%,rgba(9,12,17,.75))}
.vsl-play{position:relative;width:clamp(64px,6.4vw,84px);aspect-ratio:1;border-radius:50%;display:grid;place-items:center;
  background:rgba(255,255,255,.14);-webkit-backdrop-filter:blur(16px) saturate(160%);backdrop-filter:blur(16px) saturate(160%);box-shadow:inset 0 0 0 1px rgba(255,255,255,.38)}
.vsl-play svg{width:34%;fill:#fff;translate:7% 0}
.vsl-play::after{content:"";position:absolute;inset:-10px;border-radius:50%;border:1px solid rgba(255,255,255,.3);animation:vsl-ring 2.8s var(--ease) infinite}
@keyframes vsl-ring{from{transform:scale(.86);opacity:1}to{transform:scale(1.32);opacity:0}}
.vsl-tag{position:absolute;left:clamp(16px,2vw,24px);bottom:clamp(14px,1.8vw,20px);font-size:12px;line-height:16px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.8)}